Notes to the consolidated financial statements - analysis of items in the primary statements

5. Finance income and costs

  2010
£m
2009
£m
2008
£m
Interest income and similar income      
Expected return on pension and other post-retirement benefit plan assets 981 1,236 1,064
Interest income on financial instruments:      
Interest income from bank deposits and other financial assets 18 60 209
Interest receivable on finance leases 1 2
Gains transferred from equity on disposal of available-for-sale investments 6 18
Interest income and similar income 1,005 1,315 1,275
Interest expense and other finance costs      
Interest on pension and other post-retirement benefit plan obligations (1,193) (1,250) (1,001)
Interest expense on financial liabilities held at amortised cost:      
Interest on bank loans and overdrafts (80) (136) (71)
Interest on other borrowings (938) (1,135) (990)
Interest on finance leases (14) (11)
Interest on derivatives 22 5 (46)
Unwinding of discounts on provisions (70) (68) (45)
Less: Interest capitalised (i) 99 133 119
Interest expense and other finance costs before exceptional items and remeasurements (2,160) (2,465) (2,045)
Exceptional items      
Exceptional debt redemption costs (33)
Remeasurements      
Net gains/(losses) on derivative financial instruments included in remeasurements (ii):      
Ineffectiveness on derivatives designated as fair value hedges (iii) 67 (34) 1
Ineffectiveness on derivatives designated as cash flow hedges (5) (18) 13
Ineffectiveness on derivatives designated as net investment hedges (19) (2) 14
On undesignated forward rate risk relating to derivatives designated as net investment hedges 51 112 (53)
On derivatives not designated as hedges or ineligible for hedge accounting (13) (140) 18
Financial element of remeasurements on commodity contracts (1) (2) (9)
  80 (84) (16)
Interest expense and other finance costs (2,113) (2,549) (2,061)
Net finance costs (1,108) (1,234) (786)
Comprising:      
Interest income and similar income 1,005 1,315 1,275
Interest expense and other finance costs:      
Before exceptional items and remeasurements (2,160) (2,465) (2,045)
Exceptional items and remeasurements 47 (84) (16)
After exceptional items and remeasurements (2,113) (2,549) (2,061)
  (1,108) (1,234) (786)
(i)
Interest on funding attributable to assets in the course of construction was capitalised during the year at a rate of 2.8% (2009: 5.7%; 2008: 6.3%).
(ii)
Includes a net foreign exchange gain on financing activities of £334m (2009: £1,500m loss; 2008: £885m loss) offset by foreign exchange gains and losses on derivative financial instruments measured at fair value.
(iii)
Includes a net loss on instruments designated as fair value hedges of £90m (2009: £382m gain; 2008: £87m gain) offset by a net gain of £157m (2009: £416m loss; 2008: £86m loss) arising from fair value adjustments to the carrying value of debt.

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