Notes to the consolidated financial statements

6. Finance income and costs



 
2009
£m
2008*
£m
2007
£m
Interest income and similar income        
Expected return on pension and other post-retirement benefit plan assets   1,236 1,064 926
Interest income on financial instruments:        
Interest income from bank deposits and other financial assets   60 209 214
Interest receivable on finance leases   1 2 3
Gains transferred from equity on disposal of available-for-sale investments   18 1
    1,315 1,275 1,144
Interest expense and other finance costs        
Before exceptional items and remeasurements   (2,465) (2,045) (1,691)
Exceptional items and remeasurements   (84) (16) (217)
    (2,549) (2,061) (1,908)
Net finance costs   (1,234) (786) (764)
Interest expense and other finance costs comprise the following:        
Interest on pension and other post-retirement benefit plan obligations   (1,250) (1,001) (869)
Interest expense on financial liabilities held at amortised cost:        
Interest on bank loans and overdrafts   (136) (71) (48)
Interest on other borrowings   (1,135) (990) (768)
Interest on finance leases   (14) (11) (1)
Exceptional debt redemption costs   (45)
Interest on derivatives   5 (46) (54)
Unwinding of discounts on provisions   (68) (45) (21)
Less: Interest capitalised (i)   133 119 70
Interest expense and other finance costs before exceptional items and remeasurements   (2,465) (2,045) (1,736)
Net gains/(losses) on derivative financial instruments included in remeasurements:        
Ineffectiveness on derivatives designated as fair value hedges (ii)   (34) 1 18
Ineffectiveness on derivatives designated as cash flow hedges   (18) 13
Ineffectiveness on derivatives designated as net investment hedges   (2) 14 25
On undesignated forward rate risk relating to derivatives designated as net investment hedges   112 (53) (82)
On derivatives not designated as hedges or ineligible for hedge accounting (iii)   (140) 18 (114)
Financial element of remeasurements on commodity contracts   (2) (9) (19)
Net losses on derivative financial instruments included in remeasurements (iv)   (84) (16) (172)
Interest expense and other finance costs after exceptional items and remeasurements   (2,549) (2,061) (1,908)
*
Comparatives have been restated for the finalisation of the fair value exercise on the acquisition of KeySpan Corporation (see note 28)
(i)
Interest on funding attributable to assets in the course of construction was capitalised during the year at a rate of 5.7% (2008: 6.3%; 2007: 5.6%).
(ii)
Includes a net gain on instruments designated as fair value hedges of £382m (2008: £87m gain; 2007: £100m loss) less a net loss of £416m (2008: £86m loss; 2007: £118m gain) arising from fair value adjustments to the carrying value of debt.
(iii)
Includes a loss of £nil (2008: £3m; 2007: £126m) relating to pre-tax losses on investment related derivative financial instruments which offset on a post-tax basis.
(iv)
Includes a net foreign exchange loss on financing activities of £1,500m (2008: £885m loss; 2007: £122m gain). These amounts are offset by foreign exchange gains and losses on derivative financial instruments measured at fair value.

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